Caller: Hi Sir, can I take five minutes of your valuable time?
Me: Yes

Caller: Sir, I’m calling to inform you of a very attractive credit card scheme which xxxx Bank is offering just for you.
Me: I’m not interested.

Caller: Sir, at least please listen to the details. It is a very attractive scheme.
Me: For the bank?

Caller: No sir, of course for you.
Me: Then why is your bank willing to give me this scheme?

Caller: Sir, because you are a valued customer.
Me: Ok, tell me the details.

Caller: Sir, we have this new scheme where we offer you a Gold Credit Card with no annual fees.
Me: Hmm hmm

Caller: The interest rate is very low also sir
Me: But I already have a credit card which fulfills all my requirements.

Caller: Sir, which bank’s card are you currently using?
Me: The Reserve Bank of India

Caller: [Pause]…. Umm, ok sir but this Gold card has many attractive features
Me: Like what?

Caller: Sir, no annual fees, low interest rates, large payment period…
Me: Reserve Bank provides me all of this

Caller: We will also give you a free gift sir.
Me: What is that?

Caller: A chance to participate in a lucky draw for a Honda City car
Me: Hmmm…

Caller: Sir, are you interested? We have hundreds of satisfied customers who have taken this credit card
Me: Reserve Bank has a billion satisfied customers.

Caller: Yes sir, but this Gold card has many advantages
Me: STFU

<Beeeeeeeep>